Welcome

Whether you're thinking of changing your car, making some home improvements or looking to simplify your finances into one manageable monthly repayment, applying for a Halifax personal loan is quick and easy.

Apply online for an instant decision and you could have your loan documents delivered in just 24 hours. Plus you don't have to make any monthly loan repayments for the first three months!

This rate is only available if you apply online.

Take a look at some of the benefits

  • Loans available up to £13,000
  • For loans over £7k our rate is 8.6% APR Typical
  • Rates range from 8.6% to 24.8%
  • No monthly loan repayments for the first 3 months (although interest is charged from the start of the loan)
  • Fixed monthly repayments to suit your budget
  • Funds transferred direct to your bank account (conditions apply)
  • Quick and easy to apply online

All our personal loans can be insured with Creditcare our optional payment protection insurance.  In the event of a valid claim it could protect your loan repayments against a change in your circumstances.

The suitability of Creditcare will be assessed against your needs by telephone when your loan details are finalised.

Not sure how much you'd like to apply for?
If you already know how much you'd like to apply for

Other useful information

Personal Loans Halifax
An instant decision and your money within 24 hours
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